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Mortgage Professional There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional. While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in...
REAL ESTATE TERMS AMORTIZATION – The number of years it takes to repay the entire amount of a mortgage. APPRAISAL – An estimate of a property’s market value, used by lenders in determining the amount of the mortgage. APPRECIATION – The increase of a property’s value...
Why rental income properties make a sound investment? There are a number of reasons of why real estate and rental income properties specifically make a good investment, but here are few basic reasons: i) You are leveraging and using Other People’s Money The beauty...
How can I find out how much my house is worth? There are no comparable homes in my area. This may be a bad sign for you, especially if you think your house is worth more than other houses in your neighborhood. Homes maintain their value better if the neighboring...
The process of showing and selling your home can go much more smoothly if you get everything ready. Find out how to get your home ready to impress buyers for the best offers and the top price for your home. Preparing your home for sale is a bit like designing a stage...
Regular Maintenance is the Key Inspecting your home on a regular basis and following good maintenance practices are the best way to protect your investment in your home. Whether you take care of a few tasks at a time or several all at once, it is important to get into...
A beautiful open house is easy to achieve using this handy checklist. This can’t be overemphasized. A cluttered home is a turnoff to most buyers. It’s also potentially dangerous: you don’t want people to be injured as they try to navigate in your junk. Remember, it’s...
When the potential sale of your home rests on a home inspection, you want to ensure you have done everything possible to make sure your home passes the inspection. Here is a link to Home Inspection Checklist from Canada Mortgage and Housing Corporation (CMHC) that...
Moving into a new home is an exciting time, and you’re probably daydreaming about decor and paint schemes and new furniture. But before you get into the fun stuff, there are some basics you should cover first. Change the locks Even if you’re promised that new locks...