FIRST TIME BUYERS Purchasing your first home is an exciting experience. Your real estate agent will walk you through the process. Things to remember: YOUR CREDIT This information is called your “credit history”. A credit reporting agency provides information about...
The kids have finally moved out, and you have more space than you need in a home? We can help in finding the right-sized home to meet your needs. Downsizing allows to reduce expense and frees up equity in your home to put towards things like traveling, investing in...
Offer Negotiation Tips – How to Negotiate an Offer The best way to get an offer accepted is to avoid parties emotions. Why? Because residential real estate transactions are put together — and sometimes blow up — over emotional hotbeds of insanity, lunacy and what...
How can I find out how much my house is worth? There are no comparable homes in my area. This may be a bad sign for you, especially if you think your house is worth more than other houses in your neighborhood. Homes maintain their value better if the neighboring...
Why rental income properties make a sound investment? There are a number of reasons of why real estate and rental income properties specifically make a good investment, but here are few basic reasons: i) You are leveraging and using Other People’s Money The beauty...
REAL ESTATE TERMS AMORTIZATION – The number of years it takes to repay the entire amount of a mortgage. APPRAISAL – An estimate of a property’s market value, used by lenders in determining the amount of the mortgage. APPRECIATION – The increase of a property’s value...
Mortgage Professional There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional. While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in...
Hire an AgentI am an agent, I believe in hiring a buyer’s agent first. But you don’t have to if you prefer to go to open houses and look through a mumbo jumbo of homes online. Mostly, an agent will save you time. An agent can send you listings directly from MLS that...
Are you ready to buy? here are some tips to make a budget before buying a house. MONTHLY HOUSEHOLD BUDGET Creating a Budget for Your Family If you find yourself falling behind on your monthly payments, then it’s time to start learning some of the...